Mtg. Brokers

No Physical Office Required

 Mtg. LENDERS

No Physical Office Required

 Mtg. Brokers

Physical Office Required

 Mtg. LENDERS

Physical Office Required

 LA  AL  SC  -
 AK  AK  OH ****  OH [1st Mtg]
 AR  AR  TX ****  TX [1st Mtg] ****
 CA (CFL) CA (CFL)  HI  HI
 CO  CO  PA  PA
 CT  CT  NJ ****  NJ ****
 DC  DC  MO  MO
 DE  DE  GA* OK [1st Mtg]****
 FL ****  FL ****  WI**  WI**
 GA*  GA*  IL***  IL***
 IA  IA   KY*****  -
 ID  ID  NV  NV
 IL***  IL***  AZ ****  AZ ****
 IN  IN  NC ****  
 KS  KS  CA (DRE Br)****  -
 KY  AL  
 MA  MA  MT ****  
 MD  MD  OK [1st Mtg]****  LEGEND
 ME  ME  *GA Mtg. Broker has physical office requirement if Applicant's home state has a physical office requirement for brokers + 4 hour Education Course
 MN  MN
 MI  MI
 WY  WY **WI: a physical office is required unless can show $250,000 net worth and $120,000 bond
 MS  MT
   NC ****
 ND  ND *** IL: a physical office is required unless maintains a net worth of $ 100,000, submits a certified audit and obtains a fidelity bond.
 NE  NE
 NH  NH  **** WA, NJ, FL, OH, NC,AZ, UT, OR, TX, OK, MT, CA-DRE: Applicant Loan Officers must pass an approved examination
 NM  NM
 NY  NY
   OK ***** KY: If Applicant has no held an out-of-state mtg brokers license for at least one year, Applicant must take 30 hours of education
 OR ****  OR
 RI  RI    
 SD  SD    
 TN  TN    
 UT ****  UT    
 VA  VA    
 VT  VT    
 WA****  WA    
 WI** WI**    
 WV  WV    
   MS